Terms & Conditions

Jamieson Gower LLC / rippleIQ

Last updated: August 6, 2025

Welcome to rippleIQ, a product of Jamieson Gower LLC (“we”, “our”, or “us”). These Terms & Conditions (“Terms”) govern your use of our website, web applications, and related services (the “Services”). By accessing or using rippleIQ, you agree to be bound by these Terms.

If you do not agree, please do not use the Services.

1. Eligibility

You must be at least 18 years old (or the legal age of majority in your jurisdiction) and capable of entering into a legally binding agreement to use the Services.

2. Accounts & Access

You may be required to create an account to access certain features. You are responsible for maintaining the confidentiality of your credentials and for any activity under your account.

3. Subscription Plans & Payments

Certain features of rippleIQ are available only via paid subscription plans.

  • Payments are processed securely via Stripe

  • Auto-renewal: Subscriptions renew automatically unless canceled

  • Cancellations: You may cancel your subscription at any time. Access remains until the end of the current billing period

  • Refunds: Payments are non-refundable unless required by law

4. Permitted Use

You may use rippleIQ solely for lawful purposes and in accordance with these Terms. You agree not to:

  • Copy, modify, or reverse-engineer any part of the platform

  • Use the platform to develop competing products

  • Upload harmful, illegal, or offensive content

  • Violate the intellectual property or privacy of others

5. Intellectual Property

  • All rights to the software, tools, and original content on rippleIQ are owned by Jamieson Gower LLC or its licensors.

  • You retain ownership of your content and data. By using the Services, you grant us a limited license to use your content solely to provide and improve the Services.

6. Privacy & Data Use

Your use of rippleIQ is subject to our Privacy Policy, which explains how we collect, use, and protect your data.

We use third-party services such as Stripe, Mailchimp, HubSpot, and Chipp.ai, which may also collect or process your data under their respective privacy policies.

7. Disclaimer

rippleIQ and its features, including AI-generated content or insights, are provided “as is” without warranties of any kind. We do not guarantee accuracy or suitability for any specific purpose. You are responsible for verifying and interpreting any outputs.

8. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for indirect, incidental, or consequential damages

  • Our total liability shall not exceed the amount you have paid for Services in the prior 12 months

9. Termination

We may suspend or terminate your access if you violate these Terms or use the Services in a harmful or illegal manner. You may terminate your account at any time.

10. Third-Party Services

The Services may include integrations with third-party tools or services. We are not responsible for their content or actions. Use of third-party services is at your own risk and governed by their terms.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes, and continued use after the changes go into effect constitutes acceptance.

12. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. Any disputes will be resolved in state or federal courts located in New York, NY.

13. Contact

If you have questions about these Terms, please contact: